Should I Buy or Lease?

Are you searching for a new car, truck, or SUV to take on your Redding commutes? You’re likely asking yourself, “Should I buy or lease?” Although it’s not hard to see the difference between a lease and buy agreements, there’s no one true answer when comparing leasing vs. buying. The benefits of leasing vs. buying a car depend on your needs, budget, and lifestyle! Let’s take a look at the buying vs. leasing a vehicle pros and cons to see which is the perfect option for you.

Benefits of Buying

  • No Mileage Restrictions: If you’re frequently driving from Yreka to Redbluff, you may want to consider buying, as finance plans don’t come with mileage restrictions. This is a big difference between lease and buy contracts.
  • Total Ownership: Finance plans make you the outright owner of your vehicle. That means you’re free to do with your car, truck, or SUV as you please.
  • Customization: Because you have total ownership, you can customize your vehicle with parts, paint, and everything in between!
  • Ability to Sell: If you’d like to sell or trade-in your vehicle, it’s much easier to do so when you’ve bought your car.
  • Financing Options: When you choose a finance plan, you’ll have many more options in terms of lenders, interest rate, loan terms, and more.
  • Less Cost Over Time: If you plan on owning a car for several years, finance plans will cost you less money over time.

Benefits of Leasing

  • Lower Payments: Both monthly payments and down payments are lower when you lease.
  • Less Sales Tax: In many cases, you only have to pay tax on down payments and monthly payments for you lease. When you buy, you need to pay taxes on the whole price of the vehicle.
  • Trade-Ins: When your lease term is over, simply take your vehicle back to SJ Denham Chrysler Jeep Dodge Ram and we can parlay your contract into a new vehicle.
  • Great Coverage: When you lease, a vast majority of maintenance work will be covered under warranty by our service team.
  • Options: If you like to stay in the latest cars with the newest technology, then a lease is perfect for you! Simply trade-in your vehicle for a new one at the end of your lease.
  • High Approval Rate: Lease agreements are better for those with little to no credit, as the approval rate is much higher than with a lease.

Explore Leasing and Financing Options at SJ Denham Chrysler Jeep Dodge Ram

Now the difference between lease vs. buy contracts, it’s time to get started on taking home a new car from SJ Denham Chrysler Jeep Dodge Ram! The team at our new and used car dealership near Dunsmuir will help you take home a vehicle with a plan that fits your budget, lifestyle, and needs. Don’t hesitate to contact us with any questions today!

If you are ready to discover more about vehicle purchasing options, learn how to calculate the interest rate on a car loan with SJ Denham Chrysler Jeep Dodge Ram! Save even more with our latest lease deals and financing offers for a budget-friendly ride! We can help you determine what good used-car mileage is so you can get the best pre-owned vehicle for your next ride or learn how to remove a cosigner from a car loan.

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603 South Mount Shasta Blvd • Mount Shasta, CA 96067

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SJ Denham Chrysler Jeep Dodge Ram 41.3088008, -122.3112846.