SJ Denham Chrysler Jeep Dodge Ram

Bank or Dealership: What’s the Best Place to Get Auto Financing?

Financing a Car

When shopping for a brand new car, you want to feel confident that you are getting a great deal on the car of your choice. Because of this, you may be looking at in-house financing car dealerships as well as your other financing options. Where is the best place to get a car loan? %%di_name% has the details for Redding car shoppers.

Car Loan Shopping

If you are wondering where to get a car loan, your two main options when car loan shopping loan include:

  • The dealership where you’re purchasing your vehicle
  • Your bank

Both the bank and car lots that finance have their own set of unique benefits. See whether in-house car financing or your bank is the best option for your needs and budget.

Car Loans From a Dealership

There are many reasons to consider car loans from a dealership. See why they are such a smart choice for many Redbluff drivers.


  • Trying to decide whether to lease or buy? The dealership would be glad to assist you.
  • Dealerships work with a variety of lenders so you know you are getting a competitive rate.
  • Applying is hassle-free. Fill out a single form and get multiple offers.
  • Multiple lenders are competing for your business, so it is likely that you will get a better rate.
  • If your credit score is less than ideal, many dealerships will work with you to find a perfect solution.
  • You may be able to take advantage of financing incentives offered by the dealership.
  • There is also a chance to negotiate your down payment if you choose to finance with the dealership.

Car Loans From Your Bank

When deciding on where to get a car loan, your local bank is another option. Keep in mind that it is a good idea to talk to the dealership first before you apply with the bank. If your credit score is not quite where you want it to be, securing a loan with the bank could be a bit more of a challenge. However, that doesn’t mean that financing with a bank is a bad idea. Here are a few reasons you may consider this alternative to in-house car financing:

  • You have a pre-existing relationship with your bank.
  • There are often set interest rates.
  • A flexible payment schedule could be a possibility.

Learn More About Financing with SJ Denham Chrysler Jeep Dodge Ram

If you would like to know more about your financing options or what to do if you can’t make car payments, do not hesitate to reach out to the experts at the SJ Denham Chrysler Jeep Dodge Ram finance center. We would be happy to answer any questions that you may have or explain your options.


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603 South Mount Shasta Blvd • Mount Shasta, CA 96067

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SJ Denham Chrysler Jeep Dodge Ram

603 South Mount Shasta Blvd Mount Shasta, CA

Phone: 530-926-4817


Phone: 530-926-4817

603 South Mount Shasta Blvd Mount Shasta, CA


Phone: 530-926-4817

603 South Mount Shasta Blvd Mount Shasta, CA


Phone: 530-926-4817

603 South Mount Shasta Blvd Mount Shasta, CA
41.3088008 -122.3112846
SJ Denham Chrysler Jeep Dodge Ram 41.3088008, -122.3112846.